Alfaz awaits return of Mohammedans lost glory

Previously named Muslim Wanderers, it became Dhaka Wanderers over time as a bunch of sports-lovers from Old Dhaka brought the club into a prominent position in the local sports arena. Enter the amount of money to be credited and submit the operation. On the right, there is a pop-up dialogue window of the Live Chat where any player can ask any question at any time of the day. In Bangladesh, the CIC-GDP ratio fluctuated between 5.50 per cent and 7.60 per cent during the last one decade which means cash hoarding by people is mostly in line with the expansion of GDP.

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Digital wallets are created without authorisation for money transactions. The club officials, however, blamed the change in the political context of the country as the reason behind such a downfall.

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• Even when the BTRC shuts down apps in the country based on police complaints, users still access chat rooms through their VPNs.

Instead of keeping the money in banks, they preferred to hold big cash as these were mostly earned from illegal and tax-evaded income. Taking cue from this, a small section of people in news and social media raised the issue of demonetising Tk 500 and Tk 1,000 bank notes. According to the police official, these apps have appointed agents and dealers in Bangladesh. Through them, a customer buys 'digital currency’ for joining chat rooms using cash or other forms of currency. But aggrieved customers can only reach these agents and dealers. Even when the BTRC shuts down apps in the country based on police complaints, users still access chat rooms through their VPNs.

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• Moreover, CIC-GDP ratio data after a year of demonetisation indicated that cash is still much preferable in India though digital transaction has been increasing since demonetisation.
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On June 26, Shobuj filed a case against 13 suspects, noting the names of eight members of the fraud gang. However, Bangladesh Bank redirects questions to law enforcement. Law enforcement, in turn, spoke about legal and technical limitations preventing proper action.

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„If anyone complains about being cheated, swift action will be taken. Two cases have already been filed over two apps that were shut down. Police have also arrested people.” On Jun 20, he went to Mahbubur Rahman’s 'Plating Coin’ establishment in the suburb of Rajshahi city in sector No. 3 and found it closed.

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As time passed on, Wanderers not only lost their achievements but also their glorious past. Wanderers are the only club in Bangladesh to have won the IFA shield, and that too was lost after that tragic incident. But the irony is, none of those memoirs exist in the trophy cabinet of the club as they were burnt in a local riot. But people around the club still hoped that it would once again rise to the top of the tree.

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• Like Shobuj, many others are tricked by apps that scam them in the guise of betting, gambling, gaming, investment, and casinos.
• A case was filed against Manik at the city’s Chandrima Police Station, and he was later arrested.
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Currently, an app called 'MTFE’ is the most popular in the city. But with the club turning into an arena for gambling and other banned sports, questions of how the club will regain its past glory still remains at large, and nobody knows the answer to that. And now the worst of blows have hit the club as it has been raided by the police because it has turned into a gambling club and a casino.

Similarly, hundreds of people have been cheated by investing hundreds of thousands of taka in another app called 'E-Movie’. A young man named Manik opened an office in the city’s Shiroil in the name of the app and ran his fraudulent activities through there. He scammed over a hundred people from Godagari’s Premtoli area. A case was filed against Manik at the city’s Chandrima Police Station, and he was later arrested. Investment apps are so popular in the northern divisional city of Rajshahi that many have opened 'offices’.

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“So overall I am very much optimistic that a bright future is awaiting for Mohammedan and the traditional club will get back its lost glory,” said Alfaz. “I think Mohammedan is the victim of politics, you see the club has already been tagged as BNP oriented club.

• And yet, such business practices are rampant, dodging our legal system and the cybercrime cell with much ease.
• „Bangladesh Bank monitors suspicious transactions. But it is impossible to monitor the purpose for which a person or business engages in a money transaction.”
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Of the money Shobuj 'invested’ in the app, Tk 40,000 was from his savings. He received the rest by taking out a loan from an NGO in his mother’s name. Nine months ago, tile setter Shobuj Ali dreamed of getting rich overnight.

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• After the demolition of the old house, the government of the people’s republic of Bangladesh established a one storied memorial complex in 2007 at Pithavoge where a bust of Tagore is established.
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• In June 2021, two officials of the Bangshal branch of Dhaka Bank were arrested for gambling on an app, with nearly Tk 40 million withdrawn from the bank.

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It is vital to address this challenge, which will only grow in the coming days if no action is taken. Lawmakers need to understand the pace of digital progression, and law-enforcing agencies should be technically equipped with international collaboration. Unfortunately, in countries like Bangladesh, laws are formulated based on traditional thinking, incognizant or incompatible with the digital progress in all fields. This gap between such laws and the rapid progress in technology is what makes their implementation a challenge, pointing to their futility.

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CIC-GDP ratio is around 9.50 per cent in China and around 9.0 per cent in Russia. In India the ratio stood at 10.70 per cent in March this year. Without going into the details of monetary aggregates, it may be simply mentioned that one is currency creation or supply side, another is use side.

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